MAY 4-5, 2018


Imagination AI


EVP & CTO, Yapstone


Sanjay Saraf EVP & CTO at YapStone. YapStone is a fintech powering web/mobile payments for global digital marketplaces, processing over $18 Billion in payment volume annually. YapStone has received several accolades for its recent growth, including being named to the Forbes list of Next Billion Dollar Startups and last month, the company announced its closing of $71 million in Series C funding. At YapStone, Sanjay leads the technology organization and is responsible for Product Engineering, Infrastructure and Operations, Information Security, R&D, and Product Innovation. In his role, Sanjay is focused on all YapStone product platforms, including global pay-in and pay-out payments platforms, fraud management systems, partner API platforms, and big data and analytics. Prior to YapStone, Sanjay was Chief Technology Officer at Western Union’s Digital Ventures where he led product engineering successfully executing the digital transformation of WU Digital. In his tenure, he led development of grounds up consumer facing web and mobile apps in over 50 countries, advanced fraud management system, digital payments platform with support for all major global funding methods, global payout platform that connected over 2 billion bank accounts and digital wallets, a massive Hadoop big data platform, and world class monitoring system. Prior to Western Union, Sanjay was VP of eBusiness at Symantec, leading a global ecommerce platform that generated over $2B in revenue. Sanjay holds a Bachelor’s and Master’s degree in Engineering and has authored several patents in digital payments and fraud management. Sanjay is a seasoned technology executive with immense experience and success in building innovative platforms on a global scale. He was won several awards, including the Premier 100 Technology Leader Awards by IDG Computerworld in 2017.